@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700&family=Playfair+Display:wght@600;700&display=swap');

:root {
  --color-bg-primary: #ffffff;
  --color-bg-secondary: #f8fafc;
  --color-bg-tertiary: #f1f5f9;
  --color-bg-card: #ffffff;

  --color-text-primary: #1e293b;
  --color-text-secondary: #64748b;
  --color-text-muted: #94a3b8;

  --color-primary: #2563eb;
  --color-primary-hover: #1d4ed8;
  --color-primary-light: #dbeafe;
  --color-secondary: #0ea5e9;
  --color-secondary-hover: #0284c7;

  --color-success: #10b981;
  --color-warning: #f59e0b;
  --color-error: #ef4444;
  --color-info: #06b6d4;

  --font-primary: 'Poppins', sans-serif;
  --font-heading: 'Playfair Display', serif;

  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.5rem;
  --space-lg: 2rem;
  --space-xl: 3rem;
  --space-2xl: 4rem;
  --space-3xl: 6rem;

  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-xl: 16px;
  --radius-2xl: 20px;

  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px rgba(0, 0, 0, 0.1);
  --shadow-lg: 0 10px 15px rgba(0, 0, 0, 0.1);
  --shadow-xl: 0 20px 25px rgba(0, 0, 0, 0.1);

  --transition-base: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-fast: all 0.15s ease-in-out;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
  font-size: 16px;
  font-weight: 400;
}

.container {
  max-width: 1440px;
  width: 100%;
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

@media (max-width: 768px) {
  .container {
    padding: 0 var(--space-md);
  }
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-text-primary);
}

h1 {
  font-size: 3.5rem;
  letter-spacing: -0.02em;
}

h2 {
  font-size: 2.5rem;
  letter-spacing: -0.01em;
}

h3 {
  font-size: 1.875rem;
  letter-spacing: -0.005em;
}

h4 {
  font-size: 1.5rem;
}

h5 {
  font-size: 1.25rem;
}

h6 {
  font-size: 1rem;
  font-weight: 600;
}

@media (max-width: 768px) {
  h1 {
    font-size: 2.25rem;
  }

  h2 {
    font-size: 1.875rem;
  }

  h3 {
    font-size: 1.5rem;
  }
}

p {
  color: var(--color-text-secondary);
  margin-bottom: var(--space-md);
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: var(--transition-fast);
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

button, .button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-xs);
  padding: var(--space-sm) var(--space-lg);
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 600;
  border: none;
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: var(--transition-base);
  white-space: nowrap;
}

.button-primary {
  background: var(--color-primary);
  color: #ffffff;
}

.button-primary:hover {
  background: var(--color-primary-hover);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.button-secondary {
  background: var(--color-bg-secondary);
  color: var(--color-text-primary);
  border: 2px solid var(--color-primary);
}

.button-secondary:hover {
  background: var(--color-primary-light);
}

.button-outline {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.button-outline:hover {
  background: var(--color-primary-light);
}

.button-sm {
  padding: var(--space-xs) var(--space-md);
  font-size: 0.875rem;
}

.button-lg {
  padding: var(--space-md) var(--space-xl);
  font-size: 1.125rem;
}

.button:disabled {
  opacity: 0.6;
  cursor: not-allowed;
}

input, textarea, select {
  font-family: var(--font-primary);
  font-size: 1rem;
  padding: var(--space-sm) var(--space-md);
  border: 2px solid var(--color-bg-tertiary);
  border-radius: var(--radius-md);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  transition: var(--transition-fast);
}

input:focus, textarea:focus, select:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px var(--color-primary-light);
}

textarea {
  resize: vertical;
  min-height: 120px;
}

.card {
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  box-shadow: var(--shadow-md);
  transition: var(--transition-base);
}

.card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.badge {
  display: inline-block;
  padding: var(--space-xs) var(--space-md);
  border-radius: var(--radius-xl);
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.badge-primary {
  background: var(--color-primary-light);
  color: var(--color-primary);
}

.badge-success {
  background: #dcfce7;
  color: var(--color-success);
}

.badge-warning {
  background: #fef3c7;
  color: var(--color-warning);
}

.badge-error {
  background: #fee2e2;
  color: var(--color-error);
}

.grid {
  display: grid;
  gap: var(--space-lg);
}

.grid-cols-2 {
  grid-template-columns: repeat(2, 1fr);
}

.grid-cols-3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid-cols-4 {
  grid-template-columns: repeat(4, 1fr);
}

@media (max-width: 1024px) {
  .grid-cols-4 {
    grid-template-columns: repeat(2, 1fr);
  }

  .grid-cols-3 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .grid-cols-2, .grid-cols-3, .grid-cols-4 {
    grid-template-columns: 1fr;
  }
}

.flex {
  display: flex;
}

.flex-col {
  flex-direction: column;
}

.flex-center {
  display: flex;
  align-items: center;
  justify-content: center;
}

.flex-between {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.gap-xs {
  gap: var(--space-xs);
}

.gap-sm {
  gap: var(--space-sm);
}

.gap-md {
  gap: var(--space-md);
}

.gap-lg {
  gap: var(--space-lg);
}

.gap-xl {
  gap: var(--space-xl);
}

.section {
  padding: var(--space-3xl) 0;
}

@media (max-width: 768px) {
  .section {
    padding: var(--space-2xl) 0;
  }
}

.section-dark {
  background: var(--color-bg-secondary);
}

.text-primary {
  color: var(--color-text-primary);
}

.text-secondary {
  color: var(--color-text-secondary);
}

.text-muted {
  color: var(--color-text-muted);
}

.text-primary-color {
  color: var(--color-primary);
}

.text-center {
  text-align: center;
}

.text-left {
  text-align: left;
}

.text-right {
  text-align: right;
}

.font-bold {
  font-weight: 700;
}

.font-semibold {
  font-weight: 600;
}

.font-medium {
  font-weight: 500;
}

.font-regular {
  font-weight: 400;
}

.uppercase {
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.line-clamp-1 {
  overflow: hidden;
  display: -webkit-box;
  -webkit-line-clamp: 1;
  -webkit-box-orient: vertical;
}

.line-clamp-2 {
  overflow: hidden;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
}

.line-clamp-3 {
  overflow: hidden;
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
}

.m-0 {
  margin: 0;
}

.mt-xs {
  margin-top: var(--space-xs);
}

.mt-sm {
  margin-top: var(--space-sm);
}

.mt-md {
  margin-top: var(--space-md);
}

.mt-lg {
  margin-top: var(--space-lg);
}

.mt-xl {
  margin-top: var(--space-xl);
}

.mb-xs {
  margin-bottom: var(--space-xs);
}

.mb-sm {
  margin-bottom: var(--space-sm);
}

.mb-md {
  margin-bottom: var(--space-md);
}

.mb-lg {
  margin-bottom: var(--space-lg);
}

.mb-xl {
  margin-bottom: var(--space-xl);
}

.p-sm {
  padding: var(--space-sm);
}

.p-md {
  padding: var(--space-md);
}

.p-lg {
  padding: var(--space-lg);
}

.p-xl {
  padding: var(--space-xl);
}

.px-sm {
  padding-left: var(--space-sm);
  padding-right: var(--space-sm);
}

.px-md {
  padding-left: var(--space-md);
  padding-right: var(--space-md);
}

.px-lg {
  padding-left: var(--space-lg);
  padding-right: var(--space-lg);
}

.py-sm {
  padding-top: var(--space-sm);
  padding-bottom: var(--space-sm);
}

.py-md {
  padding-top: var(--space-md);
  padding-bottom: var(--space-md);
}

.py-lg {
  padding-top: var(--space-lg);
  padding-bottom: var(--space-lg);
}

.py-xl {
  padding-top: var(--space-xl);
  padding-bottom: var(--space-xl);
}

.rounded-sm {
  border-radius: var(--radius-sm);
}

.rounded-md {
  border-radius: var(--radius-md);
}

.rounded-lg {
  border-radius: var(--radius-lg);
}

.rounded-xl {
  border-radius: var(--radius-xl);
}

.rounded-full {
  border-radius: 9999px;
}

.shadow-sm {
  box-shadow: var(--shadow-sm);
}

.shadow-md {
  box-shadow: var(--shadow-md);
}

.shadow-lg {
  box-shadow: var(--shadow-lg);
}

.shadow-xl {
  box-shadow: var(--shadow-xl);
}

.hover-shadow {
  transition: var(--transition-base);
}

.hover-shadow:hover {
  box-shadow: var(--shadow-lg);
}

.opacity-50 {
  opacity: 0.5;
}

.opacity-75 {
  opacity: 0.75;
}

.block {
  display: block;
}

.inline {
  display: inline;
}

.inline-block {
  display: inline-block;
}

.hidden {
  display: none;
}

@media (max-width: 768px) {
  .hide-mobile {
    display: none;
  }
}

@media (min-width: 769px) {
  .show-mobile {
    display: none;
  }
}

.overflow-hidden {
  overflow: hidden;
}

.truncate {
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.w-full {
  width: 100%;
}

.h-full {
  height: 100%;
}

.max-w-sm {
  max-width: 24rem;
}

.max-w-md {
  max-width: 28rem;
}

.max-w-lg {
  max-width: 32rem;
}

.max-w-xl {
  max-width: 36rem;
}

.max-w-2xl {
  max-width: 42rem;
}

.list-none {
  list-style: none;
}

ul, ol {
  color: var(--color-text-secondary);
  margin-bottom: var(--space-md);
  margin-left: var(--space-lg);
}

li {
  margin-bottom: var(--space-xs);
}

hr {
  border: none;
  height: 1px;
  background: var(--color-bg-tertiary);
  margin: var(--space-lg) 0;
}

blockquote {
  border-left: 4px solid var(--color-primary);
  padding-left: var(--space-lg);
  font-style: italic;
  color: var(--color-text-secondary);
  margin: var(--space-lg) 0;
}

code {
  background: var(--color-bg-secondary);
  padding: 2px 6px;
  border-radius: var(--radius-sm);
  font-family: 'Courier New', monospace;
  font-size: 0.875rem;
  color: var(--color-primary);
}

pre {
  background: var(--color-bg-secondary);
  padding: var(--space-md);
  border-radius: var(--radius-lg);
  overflow-x: auto;
  margin-bottom: var(--space-md);
}

pre code {
  background: none;
  padding: 0;
  color: var(--color-text-primary);
}

table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: var(--space-lg);
}

th {
  background: var(--color-bg-secondary);
  color: var(--color-text-primary);
  padding: var(--space-md);
  text-align: left;
  font-weight: 600;
  border-bottom: 2px solid var(--color-bg-tertiary);
}

td {
  padding: var(--space-md);
  border-bottom: 1px solid var(--color-bg-tertiary);
  color: var(--color-text-secondary);
}

tr:hover {
  background: var(--color-bg-secondary);
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border-width: 0;
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

@media print {
  body {
    background: #ffffff;
    color: #000000;
  }

  a {
    text-decoration: underline;
  }

  button {
    display: none;
  }
}
.header-wealth-compass {
  background: var(--color-bg-primary);
  border-bottom: 1px solid var(--color-border);
  position: static;
  z-index: 100;
}

.header-wealth-compass-container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 1rem clamp(1rem, 3vw, 2rem);
  display: flex;
  flex-direction: row;
  justify-content: space-between;
  align-items: center;
  gap: clamp(1rem, 3vw, 2rem);
}

.header-wealth-compass-brand {
  display: flex;
  flex-direction: row;
  align-items: center;
  text-decoration: none;
  gap: 0.5rem;
  flex-shrink: 0;
}

.header-wealth-compass-logo-img {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  object-fit: cover;
  margin-right: 0.25rem;
  flex-shrink: 0;
}

.header-wealth-compass-logo-text {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(1.125rem, 2vw, 1.5rem);
  color: var(--color-text-primary);
  letter-spacing: -0.5px;
}

.header-wealth-compass-desktop-nav {
  display: none;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
}

.header-wealth-compass-nav-link {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  font-weight: 500;
  color: var(--color-text-secondary);
  text-decoration: none;
  transition: all var(--transition-base);
  position: relative;
}

.header-wealth-compass-nav-link:hover {
  color: var(--color-primary);
}

.header-wealth-compass-cta-button {
  display: none;
  padding: 0.75rem 1.5rem;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  font-weight: 600;
  border-radius: var(--radius-md);
  text-decoration: none;
  transition: all var(--transition-base);
  white-space: nowrap;
  flex-shrink: 0;
}

.header-wealth-compass-cta-button:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.header-wealth-compass-mobile-toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  color: var(--color-text-primary);
  font-size: 1.5rem;
  transition: all var(--transition-fast);
}

.header-wealth-compass-mobile-toggle:hover {
  color: var(--color-primary);
}

.header-wealth-compass-mobile-menu {
  position: fixed;
  top: 0;
  right: 0;
  width: 100%;
  height: 100vh;
  background: var(--color-bg-primary);
  display: flex;
  flex-direction: column;
  opacity: 0;
  visibility: hidden;
  transform: translateX(100%);
  transition: all 0.3s ease;
  z-index: 99;
  padding-top: 4rem;
}

.header-wealth-compass-mobile-menu.active {
  opacity: 1;
  visibility: visible;
  transform: translateX(0);
}

.header-wealth-compass-mobile-header {
  display: flex;
  flex-direction: row;
  justify-content: space-between;
  align-items: center;
  padding: 1rem clamp(1rem, 3vw, 2rem);
  border-bottom: 1px solid var(--color-border);
  position: fixed;
  top: 0;
  right: 0;
  left: 0;
  background: var(--color-bg-primary);
  z-index: 100;
}

.header-wealth-compass-mobile-title {
  font-family: var(--font-primary);
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--color-text-primary);
}

.header-wealth-compass-mobile-close {
  background: transparent;
  border: none;
  cursor: pointer;
  color: var(--color-text-primary);
  font-size: 1.5rem;
  padding: 0.5rem;
  transition: all var(--transition-fast);
}

.header-wealth-compass-mobile-close:hover {
  color: var(--color-primary);
}

.header-wealth-compass-mobile-links {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding: 2rem clamp(1rem, 3vw, 2rem);
  overflow-y: auto;
}

.header-wealth-compass-mobile-link {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 2vw, 1.125rem);
  font-weight: 500;
  color: var(--color-text-secondary);
  text-decoration: none;
  padding: 1rem 0;
  border-bottom: 1px solid var(--color-border);
  transition: all var(--transition-base);
}

.header-wealth-compass-mobile-link:hover {
  color: var(--color-primary);
  padding-left: 0.5rem;
}

.header-wealth-compass-mobile-cta {
  padding: 1rem clamp(1rem, 3vw, 2rem);
  background: var(--color-primary);
  color: var(--color-bg-primary);
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 600;
  text-decoration: none;
  text-align: center;
  border-radius: var(--radius-md);
  margin: auto clamp(1rem, 3vw, 2rem) 2rem;
  transition: all var(--transition-base);
}

.header-wealth-compass-mobile-cta:hover {
  background: var(--color-primary-hover);
}

@media (min-width: 768px) {
  .header-wealth-compass-desktop-nav {
    display: flex;
  }

  .header-wealth-compass-cta-button {
    display: flex;
  }

  .header-wealth-compass-mobile-toggle {
    display: none;
  }

  .header-wealth-compass-mobile-menu {
    display: none;
  }

  .header-wealth-compass-container {
    padding: 1.25rem clamp(1rem, 4vw, 2rem);
  }
}

@media (min-width: 1024px) {
  .header-wealth-compass-container {
    padding: 1.5rem clamp(1rem, 5vw, 3rem);
  }

  .header-wealth-compass-nav-link {
    font-size: 1rem;
  }

  .header-wealth-compass-cta-button {
    font-size: 1rem;
  }
}

    .finance-hub {
  font-family: var(--font-primary);
  color: var(--color-text-primary);
  background: var(--color-bg-primary);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-index {
  background: var(--color-bg-primary);
  padding: clamp(4rem, 10vw, 7rem) 0;
  overflow: hidden;
}

.hero-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.hero-header {
  text-align: center;
  max-width: 900px;
}

.hero-title-index {
  font-size: clamp(2rem, 6vw + 0.5rem, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle-index {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-cta-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
  justify-content: center;
}

.btn {
  padding: clamp(0.75rem, 1vw + 0.5rem, 1.25rem) clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1.125rem);
  transition: all 0.3s ease;
  display: inline-block;
  text-align: center;
  border: none;
  cursor: pointer;
}

.btn-primary-index {
  background: var(--color-primary);
  color: #ffffff;
}

.btn-primary-index:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-secondary-index {
  background: var(--color-bg-secondary);
  color: var(--color-text-primary);
  border: 2px solid var(--color-primary);
}

.btn-secondary-index:hover {
  background: var(--color-primary);
  color: #ffffff;
  transform: translateY(-2px);
}

.hero-stats-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 4vw, 3rem);
  justify-content: center;
  width: 100%;
}

.stat-card-index {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  padding: clamp(1rem, 2vw, 1.5rem);
}

.stat-number-index {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 800;
  color: var(--color-primary);
  line-height: 1;
}

.stat-label-index {
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  text-align: center;
}

.features-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(4rem, 10vw, 6rem) 0;
  overflow: hidden;
}

.features-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.features-header {
  text-align: center;
}

.features-title-index {
  font-size: clamp(1.75rem, 5vw, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.features-subtitle-index {
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.features-cards-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.feature-card-index {
  flex: 1 1 300px;
  max-width: 380px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 12px;
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  transition: all 0.3s ease;
}

.feature-card-index:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.card-icon-index {
  font-size: clamp(2rem, 4vw, 2.75rem);
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
}

.card-title-index {
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-text-index {
  font-size: clamp(0.875rem, 1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.about-section-index {
  background: var(--color-bg-primary);
  padding: clamp(4rem, 10vw, 6rem) 0;
  overflow: hidden;
}

.about-content {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.about-text-block {
  flex: 1 1 45%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.about-title-index {
  font-size: clamp(1.75rem, 5vw, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.about-paragraph-index {
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.about-image-block {
  flex: 1 1 45%;
  min-height: 300px;
  max-height: 450px;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.about-image-index {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.featured-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(4rem, 10vw, 6rem) 0;
  overflow: hidden;
}

.featured-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.featured-header {
  text-align: center;
}

.featured-title-index {
  font-size: clamp(1.75rem, 5vw, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.featured-subtitle-index {
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.featured-cards-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.featured-card-index {
  flex: 1 1 300px;
  max-width: 400px;
  background: var(--color-bg-card);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow-md);
  text-decoration: none;
  color: inherit;
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
}

.featured-card-index:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.featured-card-image {
  width: 100%;
  height: 220px;
  overflow: hidden;
}

.card-img-index {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.featured-card-body {
  padding: clamp(1.5rem, 3vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
  flex: 1;
}

.featured-card-title-index {
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.featured-card-text-index {
  font-size: clamp(0.875rem, 1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  flex: 1;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-link-index {
  font-size: clamp(0.875rem, 1vw, 1.05rem);
  color: var(--color-primary);
  font-weight: 600;
  text-decoration: none;
  transition: color 0.3s ease;
}

.featured-card-index:hover .card-link-index {
  color: var(--color-primary-hover);
}

.featured-cta-index {
  text-align: center;
  padding-top: clamp(1rem, 2vw, 2rem);
}

.testimonials-section-index {
  background: var(--color-bg-primary);
  padding: clamp(4rem, 10vw, 6rem) 0;
  overflow: hidden;
}

.testimonials-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.testimonials-header {
  text-align: center;
}

.testimonials-title-index {
  font-size: clamp(1.75rem, 5vw, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.testimonials-subtitle-index {
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.testimonials-cards-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.testimonial-card-index {
  flex: 1 1 300px;
  max-width: 380px;
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 12px;
  border-left: 4px solid var(--color-primary);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.testimonial-quote-index {
  font-size: clamp(0.9rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
  font-style: italic;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.testimonial-author-index {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.author-name-index {
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  font-weight: 700;
  color: var(--color-text-primary);
}

.author-role-index {
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
}

.process-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(4rem, 10vw, 6rem) 0;
  overflow: hidden;
}

.process-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.process-header {
  text-align: center;
}

.process-title-index {
  font-size: clamp(1.75rem, 5vw, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.process-subtitle-index {
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.process-steps-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  max-width: 900px;
  margin: 0 auto;
  width: 100%;
}

.process-step-index {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: flex-start;
}

.step-number-index {
  font-size: clamp(2.5rem, 5vw, 3.5rem);
  font-weight: 800;
  color: var(--color-primary);
  line-height: 1;
  flex-shrink: 0;
  min-width: clamp(3.5rem, 8vw, 4.5rem);
}

.step-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
  flex: 1;
}

.step-title-index {
  font-size: clamp(1.2rem, 2.5vw, 1.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.step-text-index {
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.faq-section-index {
  background: var(--color-bg-primary);
  padding: clamp(4rem, 10vw, 6rem) 0;
  overflow: hidden;
}

.faq-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.faq-header {
  text-align: center;
}

.faq-title-index {
  font-size: clamp(1.75rem, 5vw, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.faq-subtitle-index {
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.faq-items-index {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  max-width: 900px;
  margin: 0 auto;
  width: 100%;
}

.faq-item-index {
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: 12px;
  border-left: 4px solid var(--color-primary);
}

.faq-question-index {
  font-size: clamp(1rem, 2vw, 1.3rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 clamp(0.75rem, 1.5vw, 1rem) 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.faq-answer-index {
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.benefits-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(4rem, 10vw, 6rem) 0;
  overflow: hidden;
}

.benefits-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.benefits-header {
  text-align: center;
}

.benefits-title-index {
  font-size: clamp(1.75rem, 5vw, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.benefits-subtitle-index {
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.benefits-list-index {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  max-width: 1000px;
  margin: 0 auto;
  width: 100%;
}

.benefit-item-index {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 12px;
  box-shadow: var(--shadow-sm);
}

.benefit-icon-index {
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  color: var(--color-primary);
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  min-width: clamp(2.5rem, 5vw, 3rem);
  height: clamp(2.5rem, 5vw, 3rem);
}

.benefit-text-index {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 0.75rem);
  flex: 1;
}

.benefit-title-index {
  font-size: clamp(1.05rem, 2vw, 1.3rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.benefit-description-index {
  font-size: clamp(0.9rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.cta-final-section-index {
  background: linear-gradient(135deg, var(--color-primary), var(--color-primary-light));
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.cta-final-content {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: center;
}

.cta-box-index {
  background: rgba(255, 255, 255, 0.95);
  padding: clamp(2rem, 4vw, 3.5rem);
  border-radius: 16px;
  text-align: center;
  box-shadow: var(--shadow-xl);
  max-width: 700px;
  width: 100%;
}

.cta-title-index {
  font-size: clamp(1.5rem, 4vw, 2.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.cta-text-index {
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0 0 clamp(1.5rem, 3vw, 2rem) 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  padding: clamp(1rem, 2vw, 1.5rem);
  background: #1e293b;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: clamp(1rem, 2vw, 2rem);
  box-shadow: var(--shadow-lg);
}

.cookie-banner.hidden {
  display: none;
}

.cookie-banner-text-index {
  color: #ffffff;
  margin: 0;
  font-size: clamp(0.85rem, 1vw, 1rem);
  flex: 1;
  min-width: 250px;
  line-height: 1.5;
}

.cookie-banner-buttons {
  display: flex;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
  flex-wrap: wrap;
  justify-content: center;
}

.cookie-btn-accept,
.cookie-btn-decline {
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(1rem, 2vw, 1.5rem);
  border-radius: 6px;
  font-size: clamp(0.85rem, 1vw, 1rem);
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
  border: none;
}

.cookie-btn-accept {
  background: var(--color-primary);
  color: #ffffff;
}

.cookie-btn-accept:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.cookie-btn-decline {
  background: transparent;
  color: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.3);
}

.cookie-btn-decline:hover {
  border-color: rgba(255, 255, 255, 0.6);
  background: rgba(255, 255, 255, 0.1);
}

@media (max-width: 768px) {
  .hero-stats-index {
    flex-direction: column;
    width: 100%;
  }

  .stat-card-index {
    width: 100%;
  }

  .about-content {
    flex-direction: column;
  }

  .about-text-block {
    flex: 1 1 100%;
  }

  .about-image-block {
    flex: 1 1 100%;
    min-height: 250px;
    max-height: 350px;
  }

  .process-step-index {
    flex-direction: column;
  }

  .step-number-index {
    min-width: auto;
  }

  .benefit-item-index {
    flex-direction: column;
    align-items: flex-start;
  }

  .benefit-icon-index {
    min-width: auto;
    height: auto;
  }

  .cta-box-index {
    padding: clamp(1.5rem, 3vw, 2.5rem);
  }
}

@media (max-width: 480px) {
  .hero-cta-buttons {
    flex-direction: column;
  }

  .btn {
    width: 100%;
  }

  .featured-card-index {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .testimonial-card-index {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .process-steps-index {
    gap: clamp(1.5rem, 3vw, 2rem);
  }

  .faq-items-index {
    gap: clamp(1rem, 2vw, 1.5rem);
  }

  .cookie-banner {
    flex-direction: column;
    padding: 1rem;
  }

  .cookie-banner-text-index {
    min-width: 100%;
  }

  .cookie-banner-buttons {
    width: 100%;
  }

  .cookie-btn-accept,
  .cookie-btn-decline {
    flex: 1;
    min-width: 120px;
  }
}

    .footer {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0 clamp(2rem, 5vw, 3rem);
  color: var(--color-text-secondary);
  overflow: hidden;
}

.footer .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.footer-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 3.5rem);
  margin-bottom: clamp(2rem, 4vw, 3rem);
}

.footer-about,
.footer-nav,
.footer-contact,
.footer-legal {
  display: block;
}

.footer h3 {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  font-weight: 600;
  margin-bottom: clamp(1rem, 2vw, 1.25rem);
  letter-spacing: 0.5px;
}

.footer p {
  color: var(--color-text-secondary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  line-height: 1.6;
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-about p {
  max-width: 380px;
  color: var(--color-text-secondary);
}

.footer-nav-list,
.footer-legal-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.footer-nav-list li,
.footer-legal-list li {
  display: block;
}

.footer a {
  color: var(--color-text-secondary);
  text-decoration: none;
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: color var(--transition-base);
}

.footer a:hover {
  color: var(--color-text-primary);
}

.footer-bottom {
  border-top: 1px solid var(--color-border);
  padding-top: clamp(1.5rem, 3vw, 2rem);
  text-align: center;
}

.footer-copyright {
  color: var(--color-text-muted);
  font-family: var(--font-primary);
  font-size: clamp(0.75rem, 0.9vw, 0.875rem);
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (min-width: 768px) {
  .footer-content {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    gap: clamp(2rem, 4vw, 4rem);
    justify-content: space-between;
  }

  .footer-about {
    flex: 1 1 280px;
    min-width: 260px;
  }

  .footer-nav {
    flex: 0 1 150px;
  }

  .footer-contact {
    flex: 1 1 220px;
    min-width: 200px;
  }

  .footer-legal {
    flex: 0 1 150px;
  }

  .footer-nav-list,
  .footer-legal-list {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
  }
}

@media (min-width: 1024px) {
  .footer-content {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 3rem;
    justify-items: start;
  }

  .footer-about {
    grid-column: 1;
    max-width: 300px;
  }

  .footer-nav {
    grid-column: 2;
  }

  .footer-contact {
    grid-column: 3;
  }

  .footer-legal {
    grid-column: 4;
  }
}
    

.category-page-financial-literacy-malaysia {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
}

.hero-section-financial-literacy-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-financial-literacy-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-block-financial-literacy-malaysia {
  flex: 1 1 50%;
  min-width: 300px;
}

.hero-title-financial-literacy-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle-financial-literacy-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-image-block-financial-literacy-malaysia {
  flex: 1 1 50%;
  min-width: 300px;
}

.hero-image-financial-literacy-malaysia {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .hero-content-financial-literacy-malaysia {
    flex-direction: column;
    gap: clamp(1.5rem, 3vw, 2.5rem);
  }

  .hero-text-block-financial-literacy-malaysia {
    flex: 1 1 100%;
  }

  .hero-image-block-financial-literacy-malaysia {
    flex: 1 1 100%;
  }
}

.posts-section-financial-literacy-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.posts-content-financial-literacy-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.posts-header-financial-literacy-malaysia {
  text-align: center;
}

.posts-title-financial-literacy-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-subtitle-financial-literacy-malaysia {
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  max-width: 600px;
  margin: 0 auto;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-grid-financial-literacy-malaysia {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.card-financial-literacy-malaysia {
  flex: 1 1 300px;
  max-width: 400px;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-card);
  padding: clamp(1.25rem, 3vw, 1.75rem);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  transition: all 0.3s ease;
}

.card-financial-literacy-malaysia:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.card-image-financial-literacy-malaysia {
  width: 100%;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  border-radius: var(--radius-sm);
  display: block;
}

.card-title-financial-literacy-malaysia {
  font-family: var(--font-primary);
  font-size: clamp(1.1rem, 2vw + 0.3rem, 1.4rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin: 0;
}

.card-description-financial-literacy-malaysia {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.5;
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin: 0;
}

.card-meta-financial-literacy-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  flex-wrap: wrap;
  font-size: clamp(0.8rem, 0.9vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
}

.card-reading-time-financial-literacy-malaysia,
.card-level-financial-literacy-malaysia,
.card-date-financial-literacy-malaysia {
  display: flex;
  flex-direction: row;
  gap: 0.4rem;
  align-items: center;
}

.card-reading-time-financial-literacy-malaysia i,
.card-level-financial-literacy-malaysia i,
.card-date-financial-literacy-malaysia i {
  color: var(--color-primary);
  font-size: 0.9em;
}

.card-link-financial-literacy-malaysia {
  display: inline-block;
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.05rem);
  font-weight: 600;
  color: var(--color-primary);
  text-decoration: none;
  transition: all 0.3s ease;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-link-financial-literacy-malaysia:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

@media (max-width: 768px) {
  .card-financial-literacy-malaysia {
    flex: 1 1 100%;
    max-width: none;
  }
}

.insights-section-financial-literacy-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.insights-content-financial-literacy-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: flex-start;
}

.insights-quote-block-financial-literacy-malaysia {
  flex: 1 1 45%;
  min-width: 280px;
}

.insights-blockquote-financial-literacy-malaysia {
  background: var(--color-bg-secondary);
  border-left: 4px solid var(--color-primary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-sm);
  margin: 0;
}

.insights-quote-text-financial-literacy-malaysia {
  font-size: clamp(1rem, 1.5vw + 0.3rem, 1.25rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  font-style: italic;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insights-attribution-financial-literacy-malaysia {
  text-align: right;
}

.insights-cite-financial-literacy-malaysia {
  font-size: clamp(0.85rem, 1vw + 0.3rem, 1rem);
  color: var(--color-text-secondary);
  font-style: normal;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insights-context-block-financial-literacy-malaysia {
  flex: 1 1 55%;
  min-width: 280px;
}

.insights-heading-financial-literacy-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.35rem, 3vw + 0.3rem, 2.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insights-text-financial-literacy-malaysia,
.insights-text-secondary-financial-literacy-malaysia {
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insights-text-secondary-financial-literacy-malaysia {
  color: var(--color-text-secondary);
}

@media (max-width: 768px) {
  .insights-content-financial-literacy-malaysia {
    flex-direction: column;
    gap: clamp(1.5rem, 3vw, 2.5rem);
  }

  .insights-quote-block-financial-literacy-malaysia {
    flex: 1 1 100%;
  }

  .insights-context-block-financial-literacy-malaysia {
    flex: 1 1 100%;
  }
}

.foundations-section-financial-literacy-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.foundations-content-financial-literacy-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.foundations-header-financial-literacy-malaysia {
  text-align: center;
}

.foundations-title-financial-literacy-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.foundations-subtitle-financial-literacy-malaysia {
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  max-width: 600px;
  margin: 0 auto;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.foundations-grid-financial-literacy-malaysia {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.foundation-item-financial-literacy-malaysia {
  flex: 1 1 250px;
  max-width: 320px;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
  text-align: center;
}

.foundation-number-financial-literacy-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(2.5rem, 6vw, 4rem);
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.foundation-heading-financial-literacy-malaysia {
  font-family: var(--font-primary);
  font-size: clamp(1.1rem, 2vw + 0.3rem, 1.35rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin: 0;
}

.foundation-text-financial-literacy-malaysia {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin: 0;
}

@media (max-width: 768px) {
  .foundation-item-financial-literacy-malaysia {
    flex: 1 1 100%;
    max-width: none;
  }
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 3vw, 2rem);
  display: block !important;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-primary);
  color: var(--color-text-primary);
  background: var(--color-bg-primary);
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin-bottom: var(--space-md);
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin-bottom: var(--space-md);
  line-height: 1.8;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: var(--transition-fast);
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-salary-deductions-explained {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.hero-content-salary-deductions-explained {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-salary-deductions-explained {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-title-salary-deductions-explained {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: var(--space-md);
}

.hero-description-salary-deductions-explained {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--space-lg);
  line-height: 1.8;
}

.hero-meta-salary-deductions-explained {
  display: flex;
  flex-direction: row;
  gap: var(--space-sm);
  flex-wrap: wrap;
  align-items: center;
}

.meta-item-salary-deductions-explained {
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  font-weight: 500;
}

.meta-divider-salary-deductions-explained {
  color: var(--color-border);
}

.hero-image-salary-deductions-explained {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-img-salary-deductions-explained {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-xl);
  display: block;
  box-shadow: var(--shadow-lg);
}

.intro-section-salary-deductions-explained {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-salary-deductions-explained {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-salary-deductions-explained {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-salary-deductions-explained {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: var(--space-md);
}

.intro-paragraph-salary-deductions-explained {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--space-md);
  line-height: 1.8;
}

.intro-image-salary-deductions-explained {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-img-salary-deductions-explained {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

.breakdown-section-salary-deductions-explained {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.breakdown-content-salary-deductions-explained {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.breakdown-text-salary-deductions-explained {
  flex: 1 1 50%;
  max-width: 50%;
}

.breakdown-title-salary-deductions-explained {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: var(--space-lg);
}

.breakdown-paragraph-salary-deductions-explained {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--space-lg);
  line-height: 1.8;
}

.deductions-list-salary-deductions-explained {
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
}

.deduction-item-salary-deductions-explained {
  padding: var(--space-md);
  background: var(--color-bg-secondary);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
}

.deduction-name-salary-deductions-explained {
  font-size: clamp(0.95rem, 1.1vw, 1.1rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: var(--space-sm);
}

.deduction-desc-salary-deductions-explained {
  font-size: clamp(0.8rem, 0.95vw + 0.3rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.breakdown-image-salary-deductions-explained {
  flex: 1 1 50%;
  max-width: 50%;
}

.breakdown-img-salary-deductions-explained {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

.impact-section-salary-deductions-explained {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.impact-content-salary-deductions-explained {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.impact-image-salary-deductions-explained {
  flex: 1 1 50%;
  max-width: 50%;
}

.impact-img-salary-deductions-explained {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

.impact-text-salary-deductions-explained {
  flex: 1 1 50%;
  max-width: 50%;
}

.impact-title-salary-deductions-explained {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: var(--space-md);
}

.impact-paragraph-salary-deductions-explained {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--space-md);
  line-height: 1.8;
}

.practical-section-salary-deductions-explained {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.practical-content-salary-deductions-explained {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.practical-title-salary-deductions-explained {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  text-align: center;
  margin-bottom: var(--space-lg);
}

.steps-wrapper-salary-deductions-explained {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.step-card-salary-deductions-explained {
  flex: 1 1 calc(50% - 1.25rem);
  min-width: 280px;
  max-width: 380px;
  padding: var(--space-lg);
  background: var(--color-bg-secondary);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  box-shadow: var(--shadow-sm);
  transition: var(--transition-base);
}

.step-card-salary-deductions-explained:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.step-number-salary-deductions-explained {
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 900;
  color: var(--color-primary);
  font-family: var(--font-heading);
}

.step-title-salary-deductions-explained {
  font-size: clamp(1rem, 1.3vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.step-text-salary-deductions-explained {
  font-size: clamp(0.8rem, 0.95vw + 0.3rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.myth-section-salary-deductions-explained {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.myth-content-salary-deductions-explained {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.myth-text-salary-deductions-explained {
  flex: 1 1 50%;
  max-width: 50%;
}

.myth-title-salary-deductions-explained {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: var(--space-lg);
}

.myth-item-salary-deductions-explained {
  margin-bottom: var(--space-lg);
  padding-bottom: var(--space-lg);
  border-bottom: 1px solid var(--color-border-light);
}

.myth-item-salary-deductions-explained:last-child {
  border-bottom: none;
  margin-bottom: 0;
  padding-bottom: 0;
}

.myth-question-salary-deductions-explained {
  font-size: clamp(0.95rem, 1.1vw, 1.1rem);
  color: var(--color-primary);
  font-weight: 700;
  margin-bottom: var(--space-sm);
}

.myth-answer-salary-deductions-explained {
  font-size: clamp(0.8rem, 0.95vw + 0.3rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.myth-image-salary-deductions-explained {
  flex: 1 1 50%;
  max-width: 50%;
}

.myth-img-salary-deductions-explained {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

.conclusion-section-salary-deductions-explained {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-salary-deductions-explained {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.conclusion-title-salary-deductions-explained {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  text-align: center;
  margin-bottom: var(--space-lg);
}

.conclusion-paragraph-salary-deductions-explained {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  text-align: left;
}

.related-section-salary-deductions-explained {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-salary-deductions-explained {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-salary-deductions-explained {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  text-align: center;
  margin-bottom: var(--space-lg);
}

.related-cards-salary-deductions-explained {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-salary-deductions-explained {
  flex: 1 1 calc(33.333% - 1.67rem);
  min-width: 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  transition: var(--transition-base);
}

.related-card-salary-deductions-explained:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.related-image-salary-deductions-explained {
  width: 100%;
  height: auto;
  max-height: 200px;
  overflow: hidden;
}

.related-card-img-salary-deductions-explained {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.related-info-salary-deductions-explained {
  padding: var(--space-lg);
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.related-card-title-salary-deductions-explained {
  font-size: clamp(0.95rem, 1.1vw, 1.15rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.4;
}

.related-card-desc-salary-deductions-explained {
  font-size: clamp(0.8rem, 0.95vw + 0.3rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  flex-grow: 1;
}

.related-link-salary-deductions-explained {
  display: inline-block;
  padding: var(--space-sm) 0;
  color: var(--color-primary);
  font-weight: 600;
  font-size: clamp(0.8rem, 0.95vw, 0.95rem);
  border-bottom: 2px solid var(--color-primary-light);
  transition: var(--transition-fast);
}

.related-link-salary-deductions-explained:hover {
  color: var(--color-primary-hover);
  border-bottom-color: var(--color-primary-hover);
}

.disclaimer-section-salary-deductions-explained {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 6vw, 4rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
}

.disclaimer-content-salary-deductions-explained {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.disclaimer-title-salary-deductions-explained {
  font-size: clamp(1.1rem, 1.5vw, 1.35rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: var(--space-md);
}

.disclaimer-text-salary-deductions-explained {
  font-size: clamp(0.8rem, 0.95vw + 0.3rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.breadcrumbs-salary-deductions-explained {
  display: flex;
  flex-direction: row;
  gap: var(--space-sm);
  flex-wrap: wrap;
  margin-bottom: var(--space-lg);
  font-size: clamp(0.75rem, 0.9vw, 0.9rem);
}

.breadcrumbs-salary-deductions-explained a {
  color: var(--color-primary);
  transition: var(--transition-fast);
}

.breadcrumbs-salary-deductions-explained a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.breadcrumbs-salary-deductions-explained span {
  color: var(--color-text-muted);
}

@media (max-width: 768px) {
  .hero-content-salary-deductions-explained {
    flex-direction: column;
  }

  .hero-text-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-image-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-img-salary-deductions-explained {
    max-height: 300px;
  }

  .intro-content-salary-deductions-explained {
    flex-direction: column;
  }

  .intro-text-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .intro-image-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .intro-img-salary-deductions-explained {
    max-height: 280px;
  }

  .breakdown-content-salary-deductions-explained {
    flex-direction: column;
  }

  .breakdown-text-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .breakdown-image-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .breakdown-img-salary-deductions-explained {
    max-height: 280px;
  }

  .impact-content-salary-deductions-explained {
    flex-direction: column-reverse;
  }

  .impact-image-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .impact-img-salary-deductions-explained {
    max-height: 280px;
  }

  .impact-text-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .myth-content-salary-deductions-explained {
    flex-direction: column;
  }

  .myth-text-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .myth-image-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .myth-img-salary-deductions-explained {
    max-height: 280px;
  }

  .step-card-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .related-card-salary-deductions-explained {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

@media (max-width: 1023px) {
  .step-card-salary-deductions-explained {
    flex: 1 1 calc(50% - 0.75rem);
  }

  .related-card-salary-deductions-explained {
    flex: 1 1 calc(50% - 0.75rem);
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.main-home-savings-down-payment {
  width: 100%;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-home-savings-down-payment {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-home-savings-down-payment {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-home-savings-down-payment {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-home-savings-down-payment {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-home-savings-down-payment img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  display: block;
}

.breadcrumbs-home-savings-down-payment {
  display: flex;
  flex-direction: row;
  gap: var(--space-sm);
  margin-bottom: var(--space-lg);
  font-size: clamp(0.75rem, 1vw, 0.875rem);
}

.breadcrumbs-home-savings-down-payment a {
  color: var(--color-primary);
  text-decoration: none;
  transition: var(--transition-fast);
}

.breadcrumbs-home-savings-down-payment a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.breadcrumbs-home-savings-down-payment span {
  color: var(--color-text-secondary);
}

.hero-tag-home-savings-down-payment {
  display: inline-block;
  padding: 0.25rem 0.75rem;
  background: var(--color-primary-light);
  color: var(--color-primary);
  border-radius: 20px;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: var(--space-md);
}

.hero-title-home-savings-down-payment {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: var(--space-lg);
  font-family: var(--font-heading);
}

.hero-subtitle-home-savings-down-payment {
  font-size: clamp(0.95rem, 2vw, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin-bottom: var(--space-xl);
}

.hero-meta-home-savings-down-payment {
  display: flex;
  flex-direction: row;
  gap: var(--space-lg);
  flex-wrap: wrap;
}

.meta-item-home-savings-down-payment {
  font-size: 0.875rem;
  color: var(--color-text-secondary);
  font-weight: 500;
}

@media (max-width: 768px) {
  .hero-content-home-savings-down-payment {
    flex-direction: column;
  }

  .hero-text-home-savings-down-payment,
  .hero-image-home-savings-down-payment {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .breadcrumbs-home-savings-down-payment {
    flex-wrap: wrap;
    font-size: 0.75rem;
  }
}

.intro-section-home-savings-down-payment {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-home-savings-down-payment {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-home-savings-down-payment {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-home-savings-down-payment {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-home-savings-down-payment img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  display: block;
}

.intro-title-home-savings-down-payment {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
  margin-bottom: var(--space-lg);
  font-family: var(--font-heading);
}

.intro-paragraph-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: var(--space-md);
}

@media (max-width: 768px) {
  .intro-content-home-savings-down-payment {
    flex-direction: column;
  }

  .intro-text-home-savings-down-payment,
  .intro-image-home-savings-down-payment {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.timeline-section-home-savings-down-payment {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.timeline-content-home-savings-down-payment {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 3rem);
}

.timeline-header-home-savings-down-payment {
  text-align: center;
}

.timeline-title-home-savings-down-payment {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
  margin-bottom: var(--space-md);
  font-family: var(--font-heading);
}

.timeline-subtitle-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.timeline-items-home-savings-down-payment {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.timeline-step-home-savings-down-payment {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: flex-start;
}

.step-number-home-savings-down-payment {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  color: var(--color-primary);
  line-height: 1;
  flex-shrink: 0;
}

.step-content-home-savings-down-payment {
  flex: 1;
}

.step-title-home-savings-down-payment {
  font-size: clamp(1.125rem, 2vw, 1.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
}

.step-text-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

@media (max-width: 768px) {
  .timeline-step-home-savings-down-payment {
    gap: var(--space-lg);
  }

  .step-number-home-savings-down-payment {
    font-size: 2rem;
  }
}

.targets-section-home-savings-down-payment {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.targets-content-home-savings-down-payment {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.targets-text-home-savings-down-payment {
  flex: 1 1 50%;
  max-width: 50%;
}

.targets-image-home-savings-down-payment {
  flex: 1 1 50%;
  max-width: 50%;
}

.targets-image-home-savings-down-payment img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  display: block;
}

.targets-title-home-savings-down-payment {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
  margin-bottom: var(--space-lg);
  font-family: var(--font-heading);
}

.targets-paragraph-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: var(--space-lg);
}

.targets-list-home-savings-down-payment {
  list-style: none;
  margin-bottom: var(--space-lg);
}

.list-item-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  padding-left: 1.5rem;
  margin-bottom: var(--space-md);
  position: relative;
}

.list-item-home-savings-down-payment::before {
  content: '';
  position: absolute;
  left: 0;
  color: var(--color-secondary);
  font-weight: bold;
  font-size: 1.25rem;
}

@media (max-width: 768px) {
  .targets-content-home-savings-down-payment {
    flex-direction: column;
  }

  .targets-text-home-savings-down-payment,
  .targets-image-home-savings-down-payment {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.strategies-section-home-savings-down-payment {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.strategies-content-home-savings-down-payment {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 3rem);
}

.strategies-header-home-savings-down-payment {
  text-align: center;
}

.strategies-title-home-savings-down-payment {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
  margin-bottom: var(--space-md);
  font-family: var(--font-heading);
}

.strategies-subtitle-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.strategies-cards-home-savings-down-payment {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 2rem);
  justify-content: center;
}

.strategy-card-home-savings-down-payment {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  padding: clamp(1.5rem, 3vw, 2rem);
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  transition: var(--transition-base);
}

.strategy-card-home-savings-down-payment:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.card-icon-home-savings-down-payment {
  font-size: clamp(2rem, 4vw, 2.5rem);
  color: var(--color-primary);
}

.card-title-home-savings-down-payment {
  font-size: clamp(1rem, 2vw, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
}

.card-text-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.mistakes-section-home-savings-down-payment {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.mistakes-content-home-savings-down-payment {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.mistakes-text-home-savings-down-payment {
  flex: 1 1 50%;
  max-width: 50%;
}

.mistakes-image-home-savings-down-payment {
  flex: 1 1 50%;
  max-width: 50%;
}

.mistakes-image-home-savings-down-payment img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  display: block;
}

.mistakes-title-home-savings-down-payment {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
  margin-bottom: var(--space-lg);
  font-family: var(--font-heading);
}

.mistakes-paragraph-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: var(--space-lg);
}

.mistake-item-home-savings-down-payment {
  margin-bottom: var(--space-lg);
}

.mistake-subtitle-home-savings-down-payment {
  font-size: clamp(1rem, 2vw, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
}

.mistake-detail-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

@media (max-width: 768px) {
  .mistakes-content-home-savings-down-payment {
    flex-direction: column;
  }

  .mistakes-text-home-savings-down-payment,
  .mistakes-image-home-savings-down-payment {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.planning-section-home-savings-down-payment {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.planning-content-home-savings-down-payment {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 3rem);
}

.planning-header-home-savings-down-payment {
  text-align: center;
}

.planning-title-home-savings-down-payment {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
  margin-bottom: var(--space-md);
  font-family: var(--font-heading);
}

.planning-subtitle-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.planning-checklist-home-savings-down-payment {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.checklist-item-home-savings-down-payment {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
}

.checklist-number-home-savings-down-payment {
  display: flex;
  align-items: center;
  justify-content: center;
  width: clamp(3rem, 6vw, 4rem);
  height: clamp(3rem, 6vw, 4rem);
  background: var(--color-primary-light);
  color: var(--color-primary);
  font-size: clamp(1.25rem, 2vw, 1.75rem);
  font-weight: 700;
  border-radius: var(--radius-lg);
  flex-shrink: 0;
}

.checklist-text-home-savings-down-payment {
  flex: 1;
}

.checklist-title-home-savings-down-payment {
  font-size: clamp(1rem, 2vw, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
}

.checklist-detail-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.cta-section-home-savings-down-payment {
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.cta-content-home-savings-down-payment {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
}

.cta-title-home-savings-down-payment {
  font-size: clamp(1.75rem, 5vw, 2.75rem);
  font-weight: 700;
  color: #ffffff;
  line-height: 1.3;
  font-family: var(--font-heading);
}

.cta-text-home-savings-down-payment {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: rgba(255, 255, 255, 0.95);
  line-height: 1.7;
  max-width: 700px;
  margin: 0 auto;
}

.disclaimer-section-home-savings-down-payment {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.disclaimer-content-home-savings-down-payment {
  max-width: 800px;
}

.disclaimer-title-home-savings-down-payment {
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
}

.disclaimer-text-home-savings-down-payment {
  font-size: clamp(0.8rem, 0.95vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.related-section-home-savings-down-payment {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-home-savings-down-payment {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 3rem);
}

.related-title-home-savings-down-payment {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
  text-align: center;
  font-family: var(--font-heading);
}

.related-cards-home-savings-down-payment {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-home-savings-down-payment {
  flex: 1 1 300px;
  max-width: 400px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  transition: var(--transition-base);
}

.related-card-home-savings-down-payment:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.related-image-home-savings-down-payment {
  width: 100%;
  height: 200px;
  overflow: hidden;
  background: var(--color-bg-tertiary);
}

.related-image-home-savings-down-payment img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.related-card-body-home-savings-down-payment {
  padding: clamp(1.25rem, 3vw, 1.75rem);
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  flex: 1;
}

.related-card-title-home-savings-down-payment {
  font-size: clamp(1rem, 2vw, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.4;
}

.related-card-text-home-savings-down-payment {
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  flex: 1;
}

.related-card-link-home-savings-down-payment {
  display: inline-block;
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  transition: var(--transition-fast);
  margin-top: var(--space-sm);
}

.related-card-link-home-savings-down-payment:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

@media (max-width: 1024px) {
  .related-cards-home-savings-down-payment {
    flex-direction: column;
    align-items: center;
  }

  .related-card-home-savings-down-payment {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

@media (max-width: 768px) {
  .related-cards-home-savings-down-payment {
    gap: var(--space-lg);
  }
}

::-webkit-scrollbar {
  width: 8px;
}

::-webkit-scrollbar-track {
  background: var(--color-bg-secondary);
}

::-webkit-scrollbar-thumb {
  background: var(--color-primary);
  border-radius: 4px;
}

::-webkit-scrollbar-thumb:hover {
  background: var(--color-primary-hover);
}

.main-healthy-financial-habits-routine {
  width: 100%;
  display: block;
  background: var(--color-bg-primary);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-section-healthy-financial-habits-routine {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 5vw, 4rem) 0;
  overflow: hidden;
}

.hero-content-healthy-financial-habits-routine {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-healthy-financial-habits-routine {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-healthy-financial-habits-routine {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-img-healthy-financial-habits-routine {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.breadcrumbs-healthy-financial-habits-routine {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  font-size: clamp(0.75rem, 1vw, 0.875rem);
}

.breadcrumbs-healthy-financial-habits-routine a {
  color: var(--color-primary);
  text-decoration: none;
  transition: var(--transition-base);
}

.breadcrumbs-healthy-financial-habits-routine a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.breadcrumbs-healthy-financial-habits-routine span {
  color: var(--color-text-muted);
}

.hero-tag-healthy-financial-habits-routine {
  display: inline-block;
  padding: 0.375rem 1rem;
  background: rgba(var(--color-primary-rgb, 37, 99, 235), 0.1);
  color: var(--color-primary);
  border-radius: 20px;
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  font-weight: 600;
  margin-bottom: 1rem;
}

.hero-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(2rem, 6vw, 3.5rem);
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.hero-description-healthy-financial-habits-routine {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.2vw, 1.125rem);
  line-height: 1.6;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.hero-meta-healthy-financial-habits-routine {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  flex-wrap: wrap;
}

.meta-item-healthy-financial-habits-routine {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  align-items: center;
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
}

.meta-item-healthy-financial-habits-routine i {
  color: var(--color-primary);
  width: 16px;
}

.intro-section-healthy-financial-habits-routine {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 6vw, 5rem) 0;
  overflow: hidden;
}

.intro-content-healthy-financial-habits-routine {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-healthy-financial-habits-routine {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-healthy-financial-habits-routine {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-img-healthy-financial-habits-routine {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.intro-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-paragraph-healthy-financial-habits-routine {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.daily-section-healthy-financial-habits-routine {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 6vw, 5rem) 0;
  overflow: hidden;
}

.daily-content-healthy-financial-habits-routine {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.daily-text-healthy-financial-habits-routine {
  flex: 1 1 50%;
  max-width: 50%;
}

.daily-image-healthy-financial-habits-routine {
  flex: 1 1 50%;
  max-width: 50%;
}

.daily-img-healthy-financial-habits-routine {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.daily-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.daily-subheading-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  font-weight: 600;
  line-height: 1.4;
  margin-top: clamp(1.25rem, 2vw, 1.75rem);
  margin-bottom: 0.75rem;
}

.daily-paragraph-healthy-financial-habits-routine {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  line-height: 1.7;
  margin-bottom: clamp(0.875rem, 1.5vw, 1.25rem);
}

.weekly-section-healthy-financial-habits-routine {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 6vw, 5rem) 0;
  overflow: hidden;
}

.weekly-content-healthy-financial-habits-routine {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.weekly-text-healthy-financial-habits-routine {
  flex: 1 1 50%;
  max-width: 50%;
}

.weekly-image-healthy-financial-habits-routine {
  flex: 1 1 50%;
  max-width: 50%;
}

.weekly-img-healthy-financial-habits-routine {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.weekly-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.weekly-subheading-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  font-weight: 600;
  line-height: 1.4;
  margin-top: clamp(1.25rem, 2vw, 1.75rem);
  margin-bottom: 0.75rem;
}

.weekly-paragraph-healthy-financial-habits-routine {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  line-height: 1.7;
  margin-bottom: clamp(0.875rem, 1.5vw, 1.25rem);
}

.monthly-section-healthy-financial-habits-routine {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 6vw, 5rem) 0;
  overflow: hidden;
}

.monthly-content-healthy-financial-habits-routine {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
}

.monthly-text-healthy-financial-habits-routine {
  flex: 1 1 50%;
  max-width: 50%;
}

.monthly-image-healthy-financial-habits-routine {
  flex: 1 1 50%;
  max-width: 50%;
}

.monthly-img-healthy-financial-habits-routine {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.monthly-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.monthly-paragraph-healthy-financial-habits-routine {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  line-height: 1.7;
  margin-bottom: clamp(0.875rem, 1.5vw, 1.25rem);
}

.monthly-checklist-healthy-financial-habits-routine {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  margin: clamp(1.5rem, 3vw, 2.5rem) 0;
}

.checklist-item-healthy-financial-habits-routine {
  display: flex;
  flex-direction: row;
  gap: 1rem;
  align-items: flex-start;
  background: var(--color-bg-secondary);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-radius: var(--radius-md);
}

.checklist-icon-healthy-financial-habits-routine {
  color: var(--color-primary);
  font-size: 1.5rem;
  flex-shrink: 0;
  margin-top: 0.25rem;
}

.checklist-text-healthy-financial-habits-routine {
  flex: 1;
}

.checklist-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  font-weight: 600;
  margin-bottom: 0.375rem;
  line-height: 1.4;
}

.checklist-desc-healthy-financial-habits-routine {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  line-height: 1.6;
}

.making-section-healthy-financial-habits-routine {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 6vw, 5rem) 0;
  overflow: hidden;
}

.making-content-healthy-financial-habits-routine {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.making-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.3;
  text-align: center;
}

.making-intro-healthy-financial-habits-routine {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  line-height: 1.7;
  text-align: center;
  max-width: 600px;
  margin: 0 auto;
}

.tip-cards-healthy-financial-habits-routine {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.tip-card-healthy-financial-habits-routine {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  transition: var(--transition-base);
}

.tip-card-healthy-financial-habits-routine:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.tip-icon-healthy-financial-habits-routine {
  color: var(--color-primary);
  font-size: 2rem;
  height: 50px;
  display: flex;
  align-items: center;
}

.tip-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  font-weight: 600;
  line-height: 1.4;
}

.tip-text-healthy-financial-habits-routine {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  line-height: 1.6;
}

.conclusion-section-healthy-financial-habits-routine {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 6vw, 5rem) 0;
  overflow: hidden;
}

.conclusion-content-healthy-financial-habits-routine {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
}

.conclusion-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.3;
}

.conclusion-paragraph-healthy-financial-habits-routine {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  line-height: 1.7;
}

.cta-box-healthy-financial-habits-routine {
  background: linear-gradient(135deg, var(--color-primary), var(--color-primary-hover));
  padding: clamp(2rem, 4vw, 3rem);
  border-radius: var(--radius-lg);
  text-align: center;
  margin-top: clamp(1rem, 2vw, 1.5rem);
}

.cta-title-healthy-financial-habits-routine {
  color: #ffffff;
  font-size: clamp(1.25rem, 2vw, 1.75rem);
  font-weight: 700;
  margin-bottom: 0.75rem;
  line-height: 1.3;
}

.cta-text-healthy-financial-habits-routine {
  color: #ffffff;
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  line-height: 1.6;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  opacity: 0.95;
}

.btn-primary-healthy-financial-habits-routine {
  display: inline-block;
  padding: clamp(0.75rem, 1.5vw, 1rem) clamp(1.5rem, 3vw, 2.5rem);
  background: #ffffff;
  color: var(--color-primary);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.9rem, 1vw, 1rem);
  transition: var(--transition-base);
}

.btn-primary-healthy-financial-habits-routine:hover {
  background: #f0f0f0;
  transform: translateY(-2px);
}

.disclaimer-section-healthy-financial-habits-routine {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 4vw, 3.5rem) 0;
  overflow: hidden;
}

.disclaimer-content-healthy-financial-habits-routine {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  max-width: 800px;
  margin: 0 auto;
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-info);
}

.disclaimer-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 1.5vw, 1.3rem);
  font-weight: 700;
  line-height: 1.3;
}

.disclaimer-text-healthy-financial-habits-routine {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  line-height: 1.7;
}

.related-section-healthy-financial-habits-routine {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 6vw, 5rem) 0;
  overflow: hidden;
}

.related-content-healthy-financial-habits-routine {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 4vw, 3.5rem);
}

.related-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.3;
  text-align: center;
}

.related-cards-healthy-financial-habits-routine {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-healthy-financial-habits-routine {
  flex: 1 1 300px;
  max-width: 400px;
  background: var(--color-bg-card);
  border-radius: var(--radius-md);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: 0;
  transition: var(--transition-base);
  box-shadow: var(--shadow-sm);
}

.related-card-healthy-financial-habits-routine:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.related-image-healthy-financial-habits-routine {
  width: 100%;
  height: 200px;
  overflow: hidden;
}

.related-img-healthy-financial-habits-routine {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.related-text-healthy-financial-habits-routine {
  padding: clamp(1.25rem, 2vw, 1.75rem);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.related-card-title-healthy-financial-habits-routine {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 1.5vw, 1.2rem);
  font-weight: 600;
  line-height: 1.4;
}

.related-card-desc-healthy-financial-habits-routine {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  line-height: 1.6;
  flex: 1;
}

.related-link-healthy-financial-habits-routine {
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  transition: var(--transition-base);
}

.related-link-healthy-financial-habits-routine:hover {
  color: var(--color-primary-hover);
  transform: translateX(4px);
}

.related-link-healthy-financial-habits-routine i {
  font-size: 0.75rem;
}

@media (max-width: 768px) {
  .hero-content-healthy-financial-habits-routine,
  .intro-content-healthy-financial-habits-routine,
  .daily-content-healthy-financial-habits-routine,
  .weekly-content-healthy-financial-habits-routine,
  .monthly-content-healthy-financial-habits-routine {
    flex-direction: column;
  }

  .hero-text-healthy-financial-habits-routine,
  .hero-image-healthy-financial-habits-routine,
  .intro-text-healthy-financial-habits-routine,
  .intro-image-healthy-financial-habits-routine,
  .daily-text-healthy-financial-habits-routine,
  .daily-image-healthy-financial-habits-routine,
  .weekly-text-healthy-financial-habits-routine,
  .weekly-image-healthy-financial-habits-routine,
  .monthly-text-healthy-financial-habits-routine,
  .monthly-image-healthy-financial-habits-routine {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-img-healthy-financial-habits-routine,
  .intro-img-healthy-financial-habits-routine,
  .daily-img-healthy-financial-habits-routine,
  .weekly-img-healthy-financial-habits-routine,
  .monthly-img-healthy-financial-habits-routine {
    max-height: 300px;
  }

  .related-card-healthy-financial-habits-routine {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

@media (max-width: 480px) {
  .hero-meta-healthy-financial-habits-routine {
    flex-direction: column;
    gap: 0.75rem;
  }

  .breadcrumbs-healthy-financial-habits-routine {
    font-size: 0.7rem;
    gap: 0.25rem;
  }

  .tip-cards-healthy-financial-habits-routine {
    flex-direction: column;
  }

  .tip-card-healthy-financial-habits-routine {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
}

.main-cost-of-living-inflation-budgeting {
  width: 100%;
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

h1, h2, h3, h4, h5, h6 {
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: var(--transition-base);
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.hero-section-cost-of-living-inflation-budgeting {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-block-cost-of-living-inflation-budgeting {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-block-cost-of-living-inflation-budgeting {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-cost-of-living-inflation-budgeting {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-xl);
  display: block;
  box-shadow: var(--shadow-lg);
}

.breadcrumbs-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: row;
  gap: var(--space-sm);
  margin-bottom: var(--space-lg);
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-text-secondary);
}

.breadcrumbs-cost-of-living-inflation-budgeting a {
  color: var(--color-primary);
}

.breadcrumbs-cost-of-living-inflation-budgeting a:hover {
  color: var(--color-primary-hover);
}

.breadcrumbs-cost-of-living-inflation-budgeting span {
  color: var(--color-text-secondary);
}

.hero-tag-cost-of-living-inflation-budgeting {
  display: inline-block;
  padding: 0.375rem 1rem;
  background: rgba(37, 99, 235, 0.1);
  color: var(--color-primary);
  border-radius: 20px;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: var(--space-md);
}

.hero-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: var(--space-lg);
  font-weight: 800;
}

.hero-subtitle-cost-of-living-inflation-budgeting {
  font-size: clamp(0.875rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: var(--space-xl);
  max-width: 600px;
}

.hero-meta-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: row;
  gap: var(--space-lg);
  flex-wrap: wrap;
}

.meta-item-cost-of-living-inflation-budgeting {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-text-secondary);
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

@media (max-width: 768px) {
  .hero-content-cost-of-living-inflation-budgeting {
    flex-direction: column;
  }
  
  .hero-text-block-cost-of-living-inflation-budgeting,
  .hero-image-block-cost-of-living-inflation-budgeting {
    flex: 1 1 100%;
    max-width: 100%;
  }
  
  .hero-image-cost-of-living-inflation-budgeting {
    max-height: 350px;
  }
}

.intro-section-cost-of-living-inflation-budgeting {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.intro-text-cost-of-living-inflation-budgeting {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-cost-of-living-inflation-budgeting {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-lg);
  line-height: 1.2;
  font-weight: 700;
}

.intro-paragraph-cost-of-living-inflation-budgeting {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: var(--space-lg);
}

.intro-image-img-cost-of-living-inflation-budgeting {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

@media (max-width: 768px) {
  .intro-content-cost-of-living-inflation-budgeting {
    flex-direction: column;
  }
  
  .intro-text-cost-of-living-inflation-budgeting,
  .intro-image-cost-of-living-inflation-budgeting {
    flex: 1 1 100%;
    max-width: 100%;
  }
  
  .intro-image-img-cost-of-living-inflation-budgeting {
    max-height: 300px;
  }
}

.understanding-section-cost-of-living-inflation-budgeting {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.understanding-content-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.understanding-text-cost-of-living-inflation-budgeting {
  flex: 1 1 50%;
  max-width: 50%;
}

.understanding-image-cost-of-living-inflation-budgeting {
  flex: 1 1 50%;
  max-width: 50%;
}

.understanding-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-lg);
  line-height: 1.2;
  font-weight: 700;
}

.understanding-paragraph-cost-of-living-inflation-budgeting {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: var(--space-lg);
}

.understanding-highlight-cost-of-living-inflation-budgeting {
  background: var(--color-bg-secondary);
  padding: var(--space-lg);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-primary);
  margin-top: var(--space-lg);
}

.highlight-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
  font-weight: 700;
}

.highlight-text-cost-of-living-inflation-budgeting {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.understanding-image-img-cost-of-living-inflation-budgeting {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

@media (max-width: 768px) {
  .understanding-content-cost-of-living-inflation-budgeting {
    flex-direction: column;
  }
  
  .understanding-text-cost-of-living-inflation-budgeting,
  .understanding-image-cost-of-living-inflation-budgeting {
    flex: 1 1 100%;
    max-width: 100%;
  }
  
  .understanding-image-img-cost-of-living-inflation-budgeting {
    max-height: 300px;
  }
}

.adjustment-section-cost-of-living-inflation-budgeting {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.adjustment-content-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.adjustment-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  text-align: center;
  margin-bottom: var(--space-md);
  line-height: 1.2;
  font-weight: 700;
}

.adjustment-intro-cost-of-living-inflation-budgeting {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  text-align: center;
  max-width: 600px;
  margin: 0 auto var(--space-xl);
}

.steps-wrapper-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.step-card-cost-of-living-inflation-budgeting {
  flex: 1 1 calc(33.333% - 1.5rem);
  min-width: 280px;
  max-width: 380px;
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
  padding: var(--space-xl);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  transition: var(--transition-base);
}

.step-card-cost-of-living-inflation-budgeting:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.step-number-cost-of-living-inflation-budgeting {
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 800;
  color: var(--color-primary);
  line-height: 1;
}

.step-content-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.step-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1.125rem, 2vw, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
}

.step-text-cost-of-living-inflation-budgeting {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

@media (max-width: 1024px) {
  .step-card-cost-of-living-inflation-budgeting {
    flex: 1 1 calc(50% - 1.5rem);
  }
}

@media (max-width: 768px) {
  .step-card-cost-of-living-inflation-budgeting {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.strategies-section-cost-of-living-inflation-budgeting {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.strategies-content-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: flex-start;
}

.strategies-text-cost-of-living-inflation-budgeting {
  flex: 1 1 50%;
  max-width: 50%;
}

.strategies-image-cost-of-living-inflation-budgeting {
  flex: 1 1 50%;
  max-width: 50%;
}

.strategies-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-lg);
  line-height: 1.2;
  font-weight: 700;
}

.strategies-paragraph-cost-of-living-inflation-budgeting {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: var(--space-xl);
}

.strategy-list-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
}

.strategy-item-cost-of-living-inflation-budgeting {
  padding: var(--space-lg);
  background: var(--color-bg-secondary);
  border-radius: var(--radius-md);
  border-left: 3px solid var(--color-primary);
}

.strategy-name-cost-of-living-inflation-budgeting {
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  font-weight: 700;
}

.strategy-desc-cost-of-living-inflation-budgeting {
  font-size: clamp(0.85rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.strategies-image-img-cost-of-living-inflation-budgeting {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

@media (max-width: 768px) {
  .strategies-content-cost-of-living-inflation-budgeting {
    flex-direction: column;
  }
  
  .strategies-text-cost-of-living-inflation-budgeting,
  .strategies-image-cost-of-living-inflation-budgeting {
    flex: 1 1 100%;
    max-width: 100%;
  }
  
  .strategies-image-img-cost-of-living-inflation-budgeting {
    max-height: 300px;
  }
}

.maintaining-section-cost-of-living-inflation-budgeting {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.maintaining-content-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.maintaining-text-cost-of-living-inflation-budgeting {
  flex: 1 1 50%;
  max-width: 50%;
}

.maintaining-image-cost-of-living-inflation-budgeting {
  flex: 1 1 50%;
  max-width: 50%;
}

.maintaining-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-lg);
  line-height: 1.2;
  font-weight: 700;
}

.maintaining-paragraph-cost-of-living-inflation-budgeting {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: var(--space-lg);
}

.maintaining-quote-cost-of-living-inflation-budgeting {
  margin-top: var(--space-xl);
  padding: var(--space-xl);
  background: var(--color-bg-primary);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-lg);
}

.quote-text-cost-of-living-inflation-budgeting {
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  color: var(--color-text-primary);
  font-style: italic;
  line-height: 1.8;
  margin-bottom: var(--space-md);
}

.quote-author-cost-of-living-inflation-budgeting {
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  display: block;
}

.maintaining-image-img-cost-of-living-inflation-budgeting {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

@media (max-width: 768px) {
  .maintaining-content-cost-of-living-inflation-budgeting {
    flex-direction: column-reverse;
  }
  
  .maintaining-text-cost-of-living-inflation-budgeting,
  .maintaining-image-cost-of-living-inflation-budgeting {
    flex: 1 1 100%;
    max-width: 100%;
  }
  
  .maintaining-image-img-cost-of-living-inflation-budgeting {
    max-height: 300px;
  }
}

.conclusion-section-cost-of-living-inflation-budgeting {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  max-width: 800px;
  margin: 0 auto;
  text-align: left;
}

.conclusion-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  line-height: 1.2;
  font-weight: 700;
}

.conclusion-text-cost-of-living-inflation-budgeting {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.conclusion-cta-cost-of-living-inflation-budgeting {
  background: var(--color-bg-secondary);
  padding: var(--space-xl);
  border-radius: var(--radius-lg);
  margin-top: var(--space-lg);
  border-left: 4px solid var(--color-secondary);
}

.cta-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1.125rem, 2vw, 1.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
  font-weight: 700;
}

.cta-text-cost-of-living-inflation-budgeting {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.disclaimer-section-cost-of-living-inflation-budgeting {
  background: var(--color-bg-secondary);
  padding: clamp(2.5rem, 6vw, 5rem) 0;
  overflow: hidden;
}

.disclaimer-content-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
  max-width: 900px;
  margin: 0 auto;
}

.disclaimer-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.disclaimer-text-cost-of-living-inflation-budgeting {
  font-size: clamp(0.8rem, 0.95vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  padding: var(--space-lg);
  background: var(--color-bg-primary);
  border-radius: var(--radius-md);
  border-left: 3px solid var(--color-text-muted);
}

.related-section-cost-of-living-inflation-budgeting {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  text-align: center;
  line-height: 1.2;
  font-weight: 700;
}

.related-cards-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-cost-of-living-inflation-budgeting {
  flex: 1 1 calc(33.333% - 1.5rem);
  min-width: 280px;
  max-width: 380px;
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
  padding: 0;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  transition: var(--transition-base);
}

.related-card-cost-of-living-inflation-budgeting:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.related-image-cost-of-living-inflation-budgeting {
  width: 100%;
  height: auto;
  aspect-ratio: 3/2;
  object-fit: cover;
  display: block;
}

.related-card-text-cost-of-living-inflation-budgeting {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  padding: var(--space-lg);
}

.related-card-title-cost-of-living-inflation-budgeting {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  line-height: 1.4;
  font-weight: 700;
}

.related-card-desc-cost-of-living-inflation-budgeting {
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  flex-grow: 1;
}

.related-card-link-cost-of-living-inflation-budgeting {
  display: inline-block;
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-primary);
  font-weight: 600;
  transition: var(--transition-base);
}

.related-card-link-cost-of-living-inflation-budgeting:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

@media (max-width: 1024px) {
  .related-card-cost-of-living-inflation-budgeting {
    flex: 1 1 calc(50% - 1.5rem);
  }
}

@media (max-width: 768px) {
  .related-card-cost-of-living-inflation-budgeting {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

@media (max-width: 768px) {
  .related-cards-cost-of-living-inflation-budgeting {
    flex-direction: column;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 {
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

p, span, li {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block !important;
}

.financial-wisdom-about {
  width: 100%;
}

.hero-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
  text-align: center;
}

.hero-title-about {
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
  letter-spacing: -0.02em;
}

.hero-subtitle-about {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  max-width: 700px;
  margin: 0 auto;
  font-weight: 400;
}

.hero-visual-about {
  width: 100%;
  max-width: 900px;
  height: auto;
  max-height: 500px;
  border-radius: var(--radius-lg);
  object-fit: cover;
  display: block;
  box-shadow: var(--shadow-lg);
}

.journey-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.journey-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.journey-header-about {
  text-align: center;
}

.journey-tag-about {
  display: inline-block;
  padding: 0.4rem 1.2rem;
  background: rgba(37, 99, 235, 0.1);
  color: var(--color-primary);
  border-radius: 20px;
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 1rem;
}

.journey-title-about {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1rem;
}

.journey-description-about {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 700px;
  margin: 0 auto;
  line-height: 1.8;
}

.journey-cards-about {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
  margin-top: 2rem;
}

.journey-card-about {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  transition: var(--transition-base);
}

.journey-card-about:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--color-primary);
}

.card-icon-about {
  width: 50px;
  height: 50px;
  background: rgba(37, 99, 235, 0.1);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
  color: var(--color-primary);
  font-size: 1.5rem;
}

.card-title-about {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 0.75rem;
}

.card-text-about {
  font-size: clamp(0.875rem, 1vw + 0.3rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.foundation-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.foundation-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 4vw, 3.5rem);
}

.foundation-intro-about {
  text-align: center;
}

.foundation-title-about {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1.5rem;
}

.foundation-text-about {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 800px;
  margin: 0 auto;
  line-height: 1.8;
}

.pillars-grid-about {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
  margin-top: 2rem;
}

.pillar-about {
  flex: 1 1 240px;
  max-width: 320px;
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-tertiary);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-primary);
  transition: var(--transition-base);
}

.pillar-about:hover {
  background: var(--color-primary-light);
}

.pillar-number-about {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--color-primary);
  margin-bottom: 0.5rem;
}

.pillar-title-about {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 0.75rem;
}

.pillar-description-about {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.approach-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.approach-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.approach-header-about {
  text-align: center;
}

.approach-title-about {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1.5rem;
}

.approach-description-about {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 750px;
  margin: 0 auto;
  line-height: 1.8;
}

.approach-visual-about {
  width: 100%;
  max-width: 850px;
  height: auto;
  max-height: 450px;
  margin: 1.5rem auto 0;
  border-radius: var(--radius-lg);
  object-fit: cover;
  display: block;
  box-shadow: var(--shadow-md);
}

.values-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.values-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.values-header-about {
  text-align: center;
}

.values-title-about {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1rem;
}

.values-intro-about {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 700px;
  margin: 0 auto;
  line-height: 1.8;
}

.values-list-about {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 2rem);
  justify-content: center;
  margin-top: 2rem;
}

.value-item-about {
  flex: 1 1 220px;
  max-width: 300px;
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-tertiary);
  border-radius: var(--radius-lg);
  text-align: center;
  transition: var(--transition-base);
}

.value-item-about:hover {
  background: var(--color-primary-light);
  transform: translateY(-2px);
}

.value-icon-about {
  font-size: 2.5rem;
  color: var(--color-primary);
  margin-bottom: 1rem;
}

.value-name-about {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 0.75rem;
}

.value-description-about {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.commitment-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.commitment-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.commitment-box-about {
  background: var(--color-primary);
  padding: clamp(2.5rem, 5vw, 3.5rem);
  border-radius: var(--radius-xl);
  text-align: center;
  color: #ffffff;
}

.commitment-title-about {
  font-size: clamp(1.5rem, 3vw, 2rem);
  color: #ffffff;
  font-weight: 700;
  margin-bottom: 1rem;
}

.commitment-text-about {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: #ffffff;
  line-height: 1.8;
  max-width: 700px;
  margin: 0 auto;
}

.disclaimer-section-about {
  background: var(--color-bg-tertiary);
  padding: clamp(2.5rem, 6vw, 4rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
}

.disclaimer-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.disclaimer-header-about {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 0.5rem;
}

.disclaimer-icon-about {
  font-size: 1.5rem;
  color: var(--color-primary);
}

.disclaimer-title-about {
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.disclaimer-text-about {
  font-size: clamp(0.8125rem, 0.95vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  max-width: 900px;
  margin: 0 auto;
}

@media (max-width: 768px) {
  .hero-content-about {
    text-align: center;
  }

  .journey-cards-about {
    flex-direction: column;
    align-items: center;
  }

  .journey-card-about {
    max-width: 100%;
  }

  .pillars-grid-about {
    flex-direction: column;
    align-items: center;
  }

  .pillar-about {
    max-width: 100%;
  }

  .values-list-about {
    flex-direction: column;
    align-items: center;
  }

  .value-item-about {
    max-width: 100%;
  }

  .commitment-box-about {
    padding: clamp(2rem, 4vw, 2.5rem);
  }

  .disclaimer-section-about {
    padding: clamp(2rem, 5vw, 2.5rem) 0;
  }
}

@media (min-width: 768px) and (max-width: 1024px) {
  .hero-section-about {
    padding: 4rem 0;
  }

  .journey-section-about {
    padding: 4rem 0;
  }

  .foundation-section-about {
    padding: 4rem 0;
  }

  .approach-section-about {
    padding: 4rem 0;
  }

  .values-section-about {
    padding: 4rem 0;
  }

  .commitment-section-about {
    padding: 4rem 0;
  }
}

@media (min-width: 1024px) {
  .hero-section-about {
    padding: 6rem 0;
  }

  .journey-section-about {
    padding: 6rem 0;
  }

  .foundation-section-about {
    padding: 6rem 0;
  }

  .approach-section-about {
    padding: 6rem 0;
  }

  .values-section-about {
    padding: 6rem 0;
  }

  .commitment-section-about {
    padding: 6rem 0;
  }
}

a:hover {
  color: var(--color-primary);
  text-decoration: underline;
  transition: var(--transition-fast);
}

blockquote {
  margin: 0;
  padding: 0;
}

.faq-page {
  width: 100%;
  background-color: var(--color-bg-primary);
}

.faq-hero {
  background-color: var(--color-bg-secondary);
  padding: var(--space-2xl) var(--space-md);
  overflow: hidden;
}

.faq-hero__container {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

.faq-hero__title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 6vw, 3.5rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.faq-hero__subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 2vw, 1.25rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

@media (min-width: 768px) {
  .faq-hero {
    padding: var(--space-3xl) var(--space-lg);
  }

  .faq-hero__title {
    margin-bottom: var(--space-lg);
  }
}

@media (min-width: 1024px) {
  .faq-hero {
    padding: 4rem var(--space-xl);
  }
}

.faq-content {
  background-color: var(--color-bg-primary);
  padding: var(--space-2xl) var(--space-md);
  overflow: hidden;
}

.faq-content__container {
  max-width: 800px;
  margin: 0 auto;
}

.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.faq-item {
  background-color: var(--color-bg-card);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-primary-light);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: var(--transition-base);
}

.faq-item:hover {
  box-shadow: var(--shadow-md);
}

.faq-item__trigger {
  width: 100%;
  background-color: transparent;
  border: none;
  padding: var(--space-lg);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-md);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  font-weight: 600;
  color: var(--color-text-primary);
  text-align: left;
  transition: var(--transition-fast);
}

.faq-item__trigger:hover {
  color: var(--color-primary);
}

.faq-item__question {
  flex: 1;
}

.faq-item__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  color: var(--color-primary);
  font-size: 1.5rem;
  font-weight: 300;
  flex-shrink: 0;
  transition: var(--transition-fast);
}

.faq-item__trigger[aria-expanded="true"] .faq-item__icon {
  transform: rotate(45deg);
}

.faq-item__answer {
  padding: 0 var(--space-lg) var(--space-lg) var(--space-lg);
  animation: slideDown var(--transition-base) ease-out;
}

@keyframes slideDown {
  from {
    opacity: 0;
    max-height: 0;
  }
  to {
    opacity: 1;
    max-height: 500px;
  }
}

.faq-item__answer p {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1.2vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
}

@media (min-width: 768px) {
  .faq-content {
    padding: var(--space-3xl) var(--space-lg);
  }

  .faq-accordion {
    gap: var(--space-lg);
  }

  .faq-item__trigger {
    padding: var(--space-xl);
    font-size: clamp(1rem, 1.3vw, 1.2rem);
  }

  .faq-item__answer {
    padding: 0 var(--space-xl) var(--space-xl) var(--space-xl);
  }
}

@media (min-width: 1024px) {
  .faq-content {
    padding: 4rem var(--space-xl);
  }
}

.faq-cta {
  background-color: var(--color-bg-tertiary);
  padding: var(--space-2xl) var(--space-md);
  overflow: hidden;
}

.faq-cta__container {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
}

.faq-cta__title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
  font-weight: 700;
  letter-spacing: -0.01em;
}

.faq-cta__description {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--space-lg) 0;
  line-height: 1.6;
}

.faq-cta__button {
  display: inline-block;
  background-color: var(--color-primary);
  color: white;
  padding: 0.875rem 2rem;
  border-radius: var(--radius-lg);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.2vw, 1rem);
  font-weight: 600;
  text-decoration: none;
  transition: var(--transition-base);
  border: 2px solid var(--color-primary);
}

.faq-cta__button:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.faq-cta__button:active {
  transform: translateY(0);
}

@media (min-width: 768px) {
  .faq-cta {
    padding: var(--space-3xl) var(--space-lg);
  }

  .faq-cta__title {
    margin-bottom: var(--space-lg);
  }

  .faq-cta__description {
    font-size: clamp(1rem, 1.3vw, 1.15rem);
    margin-bottom: var(--space-xl);
  }
}

@media (min-width: 1024px) {
  .faq-cta {
    padding: 4rem var(--space-xl);
  }
}

@media (max-width: 480px) {
  .faq-item__trigger {
    gap: var(--space-sm);
  }

  .faq-item__icon {
    width: 20px;
    height: 20px;
    font-size: 1.25rem;
  }
}

.services-page {
  background-color: var(--color-bg-primary);
}

.services-hero {
  background-color: var(--color-primary);
  padding: var(--space-lg) var(--space-md);
  overflow: hidden;
}

.services-hero-container {
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
}

.services-hero-title {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw + 0.5rem, 3rem);
  font-weight: 700;
  margin: 0 0 var(--space-sm) 0;
  letter-spacing: -0.02em;
}

.services-hero-subtitle {
  color: var(--color-text-secondary);
  font-family: var(--font-primary);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  margin: 0;
  font-weight: 400;
}

@media (min-width: 768px) {
  .services-hero {
    padding: var(--space-2xl) var(--space-md);
  }

  .services-hero-title {
    margin-bottom: var(--space-md);
  }
}

@media (min-width: 1024px) {
  .services-hero {
    padding: var(--space-3xl) var(--space-md);
  }
}

.services-content {
  padding: var(--space-lg) var(--space-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.services-container {
  max-width: 1200px;
  margin: 0 auto;
}

.services-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
  margin-bottom: var(--space-2xl);
}

@media (min-width: 768px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-xl);
  }
}

@media (min-width: 1024px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-2xl);
  }

  .services-content {
    padding: var(--space-2xl) var(--space-md);
  }
}

.service-card {
  background-color: var(--color-bg-card);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
  display: flex;
  flex-direction: column;
  border: 1px solid var(--color-border);
}

.service-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.service-icon {
  width: 56px;
  height: 56px;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-md);
  color: var(--color-primary);
  font-size: 1.75rem;
}

.service-title {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.5rem);
  margin: 0 0 var(--space-md) 0;
  font-weight: 600;
}

.service-description {
  color: var(--color-text-secondary);
  font-family: var(--font-primary);
  font-size: clamp(0.9375rem, 1vw, 1rem);
  line-height: 1.6;
  margin: 0 0 var(--space-md) 0;
  flex-grow: 1;
}

.service-topics {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-xs);
  margin-top: var(--space-md);
}

.topic-tag {
  display: inline-block;
  background-color: var(--color-bg-tertiary);
  color: var(--color-text-secondary);
  font-family: var(--font-primary);
  font-size: 0.75rem;
  padding: var(--space-xs) var(--space-sm);
  border-radius: var(--radius-sm);
  font-weight: 500;
}

.services-image-section {
  display: none;
  gap: var(--space-lg);
}

.services-image {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  object-fit: cover;
  display: block;
}

@media (min-width: 1024px) {
  .services-image-section {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    margin-top: var(--space-3xl);
  }

  .services-image {
    height: 300px;
  }
}

.services-cta {
  background-color: var(--color-bg-secondary);
  padding: var(--space-lg) var(--space-md);
  overflow: hidden;
}

.services-cta-container {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.services-cta-title {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2rem);
  margin: 0 0 var(--space-md) 0;
  font-weight: 700;
}

.services-cta-text {
  color: var(--color-text-secondary);
  font-family: var(--font-primary);
  font-size: clamp(0.9375rem, 1vw, 1rem);
  line-height: 1.6;
  margin: 0 0 var(--space-lg) 0;
}

.services-cta-button {
  display: inline-block;
  background-color: var(--color-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  font-size: clamp(0.9375rem, 1vw, 1rem);
  font-weight: 600;
  padding: var(--space-md) var(--space-lg);
  border-radius: var(--radius-md);
  text-decoration: none;
  transition: all var(--transition-base);
  border: 2px solid var(--color-primary);
  cursor: pointer;
  display: inline-block;
}

.services-cta-button:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

@media (min-width: 768px) {
  .services-cta {
    padding: var(--space-2xl) var(--space-md);
  }

  .services-cta-title {
    margin-bottom: var(--space-lg);
  }
}

@media (min-width: 1024px) {
  .services-cta {
    padding: var(--space-3xl) var(--space-md);
  }
}

.financial-docs {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.financial-docs .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

.financial-docs .content {
  max-width: 800px;
  margin: 0 auto;
  padding: var(--space-3xl) var(--space-md);
}

.financial-docs h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
  line-height: 1.2;
}

.financial-docs .updated-date {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 0.9vw + 0.5rem, 1rem);
  margin-bottom: var(--space-2xl);
  display: block;
}

.financial-docs .policy-section {
  margin-bottom: var(--space-3xl);
}

.financial-docs .policy-section h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: var(--color-primary);
  margin-bottom: var(--space-md);
  line-height: 1.3;
}

.financial-docs .policy-section p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin-bottom: var(--space-md);
}

.financial-docs .policy-section ul {
  margin-left: var(--space-lg);
  margin-bottom: var(--space-md);
}

.financial-docs .policy-section li {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin-bottom: var(--space-sm);
}

.financial-docs .contact-section {
  background-color: var(--color-bg-secondary);
  padding: var(--space-2xl);
  border-radius: var(--radius-md);
  margin-top: var(--space-3xl);
}

.financial-docs .contact-section h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: var(--color-primary);
  margin-bottom: var(--space-md);
}

.financial-docs .contact-section p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin-bottom: var(--space-sm);
}

.financial-docs .contact-section strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

@media (min-width: 768px) {
  .financial-docs .content {
    padding: var(--space-3xl) var(--space-lg);
  }
  
  .financial-docs .contact-section {
    padding: var(--space-2xl) var(--space-xl);
  }
}

@media (min-width: 1024px) {
  .financial-docs .container {
    padding: 0 var(--space-lg);
  }
  
  .financial-docs .content {
    padding: var(--space-3xl) 0;
  }
  
  .financial-docs .policy-section {
    margin-bottom: var(--space-3xl);
  }
}

.thank-you-page {
  background-color: var(--color-bg-primary);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-lg);
  overflow: hidden;
}

.thank-section {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

.content {
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
}

.thank-wrapper {
  text-align: center;
  animation: fadeInScale 0.8s ease-out;
}

@keyframes fadeInScale {
  from {
    opacity: 0;
    transform: scale(0.95);
  }
  to {
    opacity: 1;
    transform: scale(1);
  }
}

.success-icon {
  margin: 0 auto var(--space-lg);
  display: flex;
  justify-content: center;
  color: var(--color-success);
  animation: checkBounce 0.6s cubic-bezier(0.68, -0.55, 0.265, 1.55) 0.3s both;
}

@keyframes checkBounce {
  0% {
    transform: scale(0) rotateZ(-45deg);
    opacity: 0;
  }
  50% {
    transform: scale(1.1);
  }
  100% {
    transform: scale(1) rotateZ(0deg);
    opacity: 1;
  }
}

.success-icon svg {
  width: clamp(60px, 12vw, 100px);
  height: auto;
  stroke-width: 2;
}

h1 {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
  letter-spacing: -0.5px;
}

.lead-text {
  font-family: var(--font-primary);
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  font-weight: 600;
  color: var(--color-primary);
  margin: 0 0 var(--space-lg) 0;
  line-height: 1.6;
}

.description-text {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
  line-height: 1.8;
  letter-spacing: 0.3px;
}

.next-steps-text {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--space-2xl) 0;
  line-height: 1.8;
  letter-spacing: 0.3px;
}

.btn-primary {
  display: inline-block;
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw, 1.1rem);
  font-weight: 600;
  color: #ffffff;
  background-color: var(--color-primary);
  padding: clamp(0.875rem, 2vw, 1.125rem) clamp(1.5rem, 4vw, 2.5rem);
  border: 2px solid var(--color-primary);
  border-radius: var(--radius-lg);
  text-decoration: none;
  text-align: center;
  cursor: pointer;
  transition: var(--transition-base);
  box-shadow: var(--shadow-md);
  letter-spacing: 0.5px;
  white-space: nowrap;
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.btn-primary:active {
  transform: translateY(0);
  box-shadow: var(--shadow-sm);
}

.btn-primary:focus {
  outline: none;
  box-shadow: 0 0 0 4px rgba(0, 0, 0, 0.1);
}

@media (min-width: 640px) {
  .thank-wrapper {
    padding: var(--space-lg);
  }
}

@media (min-width: 768px) {
  .container {
    padding: 0 var(--space-xl);
  }

  .thank-wrapper {
    padding: var(--space-2xl);
  }

  h1 {
    margin-bottom: var(--space-lg);
  }

  .lead-text {
    margin-bottom: var(--space-xl);
  }

  .description-text {
    margin-bottom: var(--space-lg);
  }

  .next-steps-text {
    margin-bottom: var(--space-3xl);
  }
}

@media (min-width: 1024px) {
  .thank-you-page {
    padding: var(--space-xl);
  }

  .thank-wrapper {
    padding: var(--space-3xl);
  }
}

@media (prefers-reduced-motion: reduce) {
  .thank-wrapper {
    animation: none;
  }

  .success-icon {
    animation: none;
  }

  .btn-primary:hover {
    transform: none;
  }

  .btn-primary:active {
    transform: none;
  }
}

.error-page {
  background-color: var(--color-bg-primary);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
}

.error-section {
  width: 100%;
  padding: var(--space-lg) var(--space-md);
  overflow: hidden;
}

@media (min-width: 768px) {
  .error-section {
    padding: var(--space-2xl) var(--space-lg);
  }
}

@media (min-width: 1024px) {
  .error-section {
    padding: var(--space-3xl) var(--space-xl);
  }
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

@media (min-width: 768px) {
  .container {
    padding: 0 var(--space-lg);
  }
}

.content {
  max-width: 800px;
  margin: 0 auto;
}

.error-wrapper {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--space-xl);
}

@media (min-width: 768px) {
  .error-wrapper {
    gap: var(--space-2xl);
  }
}

.error-visual {
  position: relative;
  width: 100%;
  display: flex;
  justify-content: center;
  margin-bottom: var(--space-lg);
}

.error-code-wrapper {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}

.error-code {
  font-size: clamp(5rem, 15vw, 12rem);
  font-weight: 900;
  font-family: var(--font-heading);
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
  letter-spacing: -0.02em;
}

.error-decoration {
  position: absolute;
  width: 100%;
  height: 100%;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  opacity: 0.1;
  pointer-events: none;
}

.error-message {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.error-message h1 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  line-height: 1.2;
  margin: 0;
}

.error-subtitle {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  font-weight: 500;
}

.error-context {
  background-color: var(--color-bg-secondary);
  padding: var(--space-md);
  border-radius: var(--radius-lg);
  margin: var(--space-md) 0;
}

.error-context p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin: 0;
}

.error-cta {
  margin: var(--space-lg) 0 var(--space-xl) 0;
}

.btn {
  display: inline-block;
  padding: var(--space-md) var(--space-lg);
  border-radius: var(--radius-md);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.95rem, 1vw, 1.1rem);
  transition: var(--transition-base);
  cursor: pointer;
  border: none;
  font-family: var(--font-primary);
  text-align: center;
}

.btn-primary {
  background-color: var(--color-primary);
  color: white;
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-primary:active {
  transform: translateY(0);
}

.error-hints {
  margin-top: var(--space-2xl);
  padding-top: var(--space-xl);
  border-top: 2px solid var(--color-bg-secondary);
}

.error-hints h2 {
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
}

.hints-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.hints-list li {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  padding-left: var(--space-lg);
  position: relative;
}

.hints-list li::before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-primary);
  font-weight: bold;
}

@media (min-width: 768px) {
  .error-hints {
    margin-top: var(--space-3xl);
    padding-top: var(--space-2xl);
  }
  
  .hints-list {
    gap: var(--space-md);
  }
}

@media (max-width: 480px) {
  .error-code {
    font-size: clamp(4rem, 12vw, 6rem);
  }
  
  .error-wrapper {
    gap: var(--space-lg);
  }
}

.contact-page-contact {
  background-color: var(--color-bg-primary);
  width: 100%;
  overflow: hidden;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
  box-sizing: border-box;
}

.contact-page-hero {
  background-color: var(--color-bg-secondary);
  padding: var(--space-2xl) 0;
  overflow: hidden;
}

.contact-page-hero-content {
  text-align: center;
  padding: var(--space-lg) 0;
}

.contact-page-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
  line-height: 1.2;
}

.contact-page-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.contact-page-main {
  background-color: var(--color-bg-primary);
  padding: var(--space-3xl) 0;
  overflow: hidden;
}

.contact-page-main-content {
  width: 100%;
}

.contact-page-grid {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3xl);
  align-items: flex-start;
}

.contact-page-form-wrapper {
  flex: 1 1 100%;
  min-width: 0;
}

.contact-page-info-wrapper {
  flex: 1 1 100%;
  min-width: 0;
}

.contact-page-form-header {
  margin-bottom: var(--space-2xl);
}

.contact-page-form-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
}

.contact-page-form-description {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

.contact-page-form {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
}

.contact-page-form-row {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.contact-page-label {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 0.9vw + 0.5rem, 0.95rem);
  font-weight: 600;
  color: var(--color-text-primary);
  display: block;
}

.contact-page-input,
.contact-page-textarea {
  width: 100%;
  padding: var(--space-md) var(--space-md);
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-primary);
  box-sizing: border-box;
  transition: var(--transition-base);
}

.contact-page-input::placeholder,
.contact-page-textarea::placeholder {
  color: var(--color-text-muted);
}

.contact-page-input:focus,
.contact-page-textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background-color: var(--color-bg-card);
  box-shadow: 0 0 0 3px rgba(0, 0, 0, 0.05);
}

.contact-page-textarea {
  min-height: 150px;
  resize: vertical;
  font-family: var(--font-primary);
}

.contact-page-form-consent {
  padding: var(--space-md) var(--space-md);
  background-color: var(--color-bg-secondary);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-primary);
}

.contact-page-consent-text {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 0.9vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.contact-page-consent-link {
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  transition: var(--transition-fast);
}

.contact-page-consent-link:hover,
.contact-page-consent-link:focus {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-page-submit {
  width: 100%;
  padding: var(--space-md) var(--space-lg);
  background-color: var(--color-primary);
  color: var(--color-text-primary);
  border: none;
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.05rem);
  font-weight: 700;
  cursor: pointer;
  transition: var(--transition-base);
  text-transform: none;
}

.contact-page-submit:hover {
  background-color: var(--color-primary-hover);
}

.contact-page-submit:focus {
  outline: none;
  box-shadow: 0 0 0 3px rgba(0, 0, 0, 0.1);
}

.contact-page-submit:active {
  transform: scale(0.98);
}

.contact-page-info-header {
  margin-bottom: var(--space-2xl);
}

.contact-page-info-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
}

.contact-page-info-description {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

.contact-page-info-items {
  display: flex;
  flex-direction: column;
  gap: var(--space-xl);
  margin-bottom: var(--space-2xl);
}

.contact-page-info-item {
  display: flex;
  gap: var(--space-lg);
  padding: var(--space-lg);
  background-color: var(--color-bg-card);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  transition: var(--transition-base);
}

.contact-page-info-item:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
}

.contact-page-info-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  min-width: 48px;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
  color: var(--color-primary);
  font-size: 1.5rem;
}

.contact-page-info-details {
  flex: 1;
}

.contact-page-info-label {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.05rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-xs) 0;
}

.contact-page-info-value {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: 0 0 var(--space-xs) 0;
}

.contact-page-info-note {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 0.9vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.5;
}

.contact-page-info-cta {
  padding: var(--space-lg);
  background-color: var(--color-bg-secondary);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-primary);
}

.contact-page-info-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 2.5vw, 1.35rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
}

.contact-page-info-benefits {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.contact-page-info-benefit {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  padding-left: var(--space-lg);
  position: relative;
  line-height: 1.6;
}

.contact-page-info-benefit::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.5rem;
  width: 6px;
  height: 6px;
  background-color: var(--color-primary);
  border-radius: 50%;
}

.contact-page-cta {
  background-color: var(--color-bg-secondary);
  padding: var(--space-2xl) 0;
  overflow: hidden;
}

.contact-page-cta-content {
  text-align: center;
  padding: var(--space-lg) 0;
}

.contact-page-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3.5vw, 2.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
  line-height: 1.2;
}

.contact-page-cta-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0 0 var(--space-lg) 0;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.contact-page-cta-link {
  display: inline-block;
  padding: var(--space-md) var(--space-xl);
  background-color: var(--color-primary);
  color: var(--color-text-primary);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.05rem);
  font-weight: 700;
  transition: var(--transition-base);
}

.contact-page-cta-link:hover,
.contact-page-cta-link:focus {
  background-color: var(--color-primary-hover);
  text-decoration: none;
}

.contact-page-cta-link:focus {
  outline: none;
  box-shadow: 0 0 0 3px rgba(0, 0, 0, 0.1);
}

@media (min-width: 768px) {
  .contact-page-hero {
    padding: var(--space-3xl) 0;
  }

  .contact-page-hero-content {
    padding: var(--space-xl) 0;
  }

  .contact-page-main {
    padding: var(--space-3xl) 0;
  }

  .contact-page-grid {
    gap: var(--space-3xl);
  }

  .contact-page-form-wrapper {
    flex: 1 1 45%;
  }

  .contact-page-info-wrapper {
    flex: 1 1 45%;
  }

  .contact-page-cta {
    padding: var(--space-3xl) 0;
  }

  .contact-page-cta-content {
    padding: var(--space-xl) 0;
  }
}

@media (min-width: 1024px) {
  .contact-page-hero {
    padding: 5rem 0;
  }

  .contact-page-hero-content {
    padding: 2rem 0;
  }

  .contact-page-main {
    padding: 5rem 0;
  }

  .contact-page-form-wrapper {
    flex: 1 1 50%;
  }

  .contact-page-info-wrapper {
    flex: 1 1 50%;
  }

  .contact-page-cta {
    padding: 5rem 0;
  }

  .contact-page-cta-content {
    padding: 2rem 0;
  }
}

@media (min-width: 1440px) {
  .contact-page-hero {
    padding: 6rem 0;
  }

  .contact-page-main {
    padding: 6rem 0;
  }

  .contact-page-cta {
    padding: 6rem 0;
  }
}

@media (max-width: 767px) {
  .contact-page-form-wrapper,
  .contact-page-info-wrapper {
    flex: 1 1 100%;
  }

  .contact-page-grid {
    flex-direction: column;
  }
}

@media (prefers-reduced-motion: reduce) {
  .contact-page-input,
  .contact-page-textarea,
  .contact-page-submit,
  .contact-page-info-item,
  .contact-page-consent-link {
    transition: none;
  }
}